7 Best Swimsuits for Sun Protection That Every Parent Should Know

Discover 7 top-rated UPF 50+ swimsuits that block 98% of harmful UV rays. Find stylish sun protection for beach days, water sports & tropical vacations.

Your summer poolside plans shouldn’t come with sunburn regrets. Sun-protective swimwear combines fashion with function to shield your skin from harmful UV rays while you enjoy water activities. We’ve tested and reviewed the top swimsuits that offer UPF 50+ protection without sacrificing style or comfort.

Traditional sunscreen only goes so far when you’re spending hours in and out of the water. These carefully selected swimsuits provide consistent coverage that won’t wash off or need constant reapplication. From long-sleeve rash guards to full-coverage one-pieces, each option delivers serious sun protection for beach days and pool parties.

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Understanding the Importance of Sun Protection Swimwear

Neutrogena Ultra Sheer SPF 70 Sunscreen, 3 fl oz
$8.88 ($2.96 / Fl Oz)

Get powerful sun protection with Neutrogena Ultra Sheer SPF 70. This lightweight, non-greasy formula absorbs quickly, leaving a clean, matte finish while shielding skin from UVA/UVB rays.

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04/21/2025 02:07 am GMT

Regular sunscreen fails you when you’re in and out of water all day. It washes off despite “waterproof” claims and leaves gaps in coverage that create painful burns.

UV rays intensify around water through reflection off surfaces. Sand reflects 15% of UV radiation back at you, while water bounces another 10% your way. You’re getting hit from multiple angles without realizing it.

Traditional swimwear offers minimal protection – basic fabric provides only UPF 5-10 coverage. That means 90-95% of harmful rays penetrate through to your skin during extended water activities.

Sun protection swimwear with UPF 50+ blocks 98% of UV radiation consistently. It won’t wash off, won’t miss spots, and won’t need reapplication every two hours like sunscreen does.

What to Look for in UV-Protective Swimsuits

Eomenie One Piece Swimsuit Cutout High Waisted
$36.99

This one-piece swimsuit features a flattering cutout design and adjustable tie back for a perfect fit. Tummy control and a high-cut leg create a slimming silhouette, ideal for beach vacations and poolside lounging.

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04/19/2025 08:25 pm GMT

After years of testing sun-protective swimwear across different water environments, I’ve learned that not all UV-blocking suits deliver on their promises. The key lies in understanding three critical factors that separate truly protective swimwear from marketing hype.

UPF Rating Standards

Look for swimsuits with UPF 50+ certification from recognized testing laboratories. This rating blocks 98% of UV radiation and represents the gold standard for sun protection swimwear.

UPF ratings below 30 offer inadequate protection for extended water activities. Many budget options claim high protection but lack third-party testing verification, leaving you vulnerable to burns.

Fabric Technology and Materials

Tightly woven synthetic fabrics like polyester and nylon blends provide superior UV blocking compared to loose cotton weaves. The fabric density determines protection levels more than color or thickness.

Look for fabrics treated with UV-absorbing chemicals or titanium dioxide. These treatments maintain protection even when wet, unlike untreated materials that lose effectiveness in water.

Coverage and Design Features

Full-coverage designs with long sleeves, high necklines, and extended torso coverage offer maximum protection for vulnerable areas. Seams should lay flat to prevent gaps where UV rays penetrate.

Choose fitted styles that won’t ride up or shift during swimming activities. Loose-fitting suits create air pockets that reduce fabric contact with skin, compromising protection effectiveness.

Speedo Women’s UV Swim Shirt and Bottom Set

Speedo Girl's UV Swim Shirt Rashguard
$31.03

This Speedo rashguard set protects her skin from the sun with UPF 50+ protection. The quick-drying, pill-resistant fabric is made partly from recycled materials for lasting comfort.

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08/03/2025 04:05 pm GMT

Speedo’s two-piece UV swim set delivers reliable sun protection with the performance you’d expect from this trusted brand. The set includes a long-sleeve swim shirt and matching bottoms that work together to shield your skin during extended water activities.

Key Features and Benefits

This swim set features UPF 50+ protection that blocks 98% of harmful UV rays. The quick-dry fabric maintains its protective rating even when wet and includes flatlock seams to prevent chafing during swimming. The shirt offers full arm coverage while the bottoms provide modest hip and thigh protection.

Best Use Cases

You’ll find this set ideal for lap swimming, water aerobics, and beach volleyball where consistent movement requires reliable coverage. It’s particularly effective for fair-skinned swimmers who burn easily and parents supervising kids at pools or beaches for extended periods throughout the day.

Coolibar UPF 50+ Women’s Oceanside Tunic Swimsuit

Coolibar Oceanside Tunic Dress UPF 50+
$49.00

Enjoy sun-safe style with the Coolibar Oceanside Tunic Dress. This UPF 50+ dress blocks 98% of UVA/UVB rays with soft, lightweight ZnO fabric and features a flattering notch neckline and 3/4 sleeves.

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08/03/2025 03:13 pm GMT

Coolibar’s Oceanside Tunic combines maximum sun protection with elegant style for serious water enthusiasts. This tunic-style swimsuit delivers professional-grade UV defense while maintaining the comfort and mobility you need for active water recreation.

Key Features and Benefits

UPF 50+ certified fabric blocks 98% of harmful UV rays throughout extended water sessions. The tunic’s longer hemline provides extra coverage for your torso and upper thighs, eliminating gaps between swimsuit and sun-exposed skin. Quick-dry technology prevents that clingy, uncomfortable feeling after swimming, while the chlorine-resistant fabric maintains its protective properties through countless pool sessions.

Best Use Cases

Resort swimming and tropical vacations represent this tunic’s sweet spot, where you’ll spend hours poolside or snorkeling in crystal-clear waters. Beach walking and shallow water activities benefit from the tunic’s modest coverage and breathable design. Fair-skinned swimmers who burn easily will appreciate the extra torso protection during long days at waterparks or lakefront resorts.

ATTRACO Long Sleeve Rash Guard Swimsuit

IUGA Rash Guard UPF 50+ Long Sleeve - Turquoise
$14.99

Stay protected during outdoor activities with the IUGA UPF 50+ rash guard. This quick-drying, long-sleeve top features convenient pockets with elastic cords for secure storage.

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08/03/2025 03:26 pm GMT

The ATTRACO Long Sleeve Rash Guard transforms your beach experience with comprehensive UV protection that doesn’t compromise on comfort. This swimsuit delivers professional-grade sun defense for serious water activities.

Key Features and Benefits

UPF 50+ certification blocks 98% of harmful UV rays through advanced fabric technology that maintains protection even when wet. The quick-dry synthetic material prevents chafing with flatlock seams while providing a comfortable fit that moves with your body during swimming and water sports activities.

Best Use Cases

Extended beach days and water sports sessions benefit most from this rash guard’s full-coverage design. You’ll appreciate the reliable protection during activities like surfing, paddleboarding, snorkeling, and beach volleyball where reapplying sunscreen becomes impractical and inconsistent coverage leads to painful burns.

Lands’ End Women’s Long Sleeve Swim Tee and Swim Skirt

Lands' End Women's Swim Tee - White
$24.97

Enjoy comfortable sun protection with this Lands' End swim tee. The UPF 50 fabric resists chlorine, sunscreen, and sweat, while the long-sleeve design offers full coverage and lasting wear.

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08/03/2025 02:15 pm GMT

This classic two-piece combination delivers reliable UPF 50+ protection while maintaining the comfort and versatility that makes extended water time enjoyable.

Key Features and Benefits

UPF 50+ certified fabric blocks 98% of harmful UV rays through advanced chlorine-resistant material that maintains protection after countless pool sessions. The swim tee features raglan sleeves for unrestricted arm movement during swimming strokes.

Quick-dry technology keeps you comfortable between water activities, while the swim skirt provides modest coverage with built-in shorts underneath for active movement.

Best Use Cases

Perfect for family pool days and resort swimming where you’ll spend hours in and out of the water supervising children or lounging poolside. The modest styling works exceptionally well for water aerobics classes and lap swimming sessions.

Ideal for fair-skinned swimmers who need reliable protection during lake weekends or beach vacations without the bulk of traditional rash guards.

UV Skinz UPF 50+ Women’s Long Sleeve Swim Shirt

UV Skinz delivers serious sun protection designed specifically for extended water exposure. This long sleeve swim shirt consistently performs when traditional sunscreen fails.

Key Features and Benefits

UPF 50+ certification blocks 98% of harmful UV rays through tightly woven fabric technology that maintains protection even when wet. The lightweight synthetic material dries quickly after swimming and features flat seams that eliminate chafing during extended wear. You’ll appreciate the comfortable fit that moves with your body without restricting arm movement.

Best Use Cases

Ocean swimming and beach sports demand this level of reliable protection where reapplying sunscreen becomes impossible. It’s perfect for sailing, kayaking, and stand-up paddleboarding where you’re exposed to intense reflected UV rays for hours. Fair-skinned swimmers find it essential for tropical vacations and all-day beach outings with family.

Kanu Surf Women’s CB Rashguard and Boardshort Set

You’ll find serious UV protection in this two-piece set that’s built for active water recreation. The Kanu Surf CB combination delivers UPF 50+ coverage through both pieces, creating comprehensive protection for swimmers who need reliable defense against sun exposure.

Key Features and Benefits

UPF 50+ protection blocks 98% of harmful UV rays through both the rashguard and boardshorts, maintaining consistent coverage during water activities. The quick-dry synthetic fabric resists chlorine degradation while flatlock seams prevent chafing during extended wear. You’ll appreciate the athletic fit that moves with your body without riding up or shifting position during swimming strokes or beach volleyball.

Best Use Cases

Active beach days and pool training sessions benefit most from this boardshort-style protection, especially when you’re diving, playing water sports, or coaching poolside for hours. The set excels during family beach vacations where you’re constantly in and out of water, and it’s ideal for fair-skinned swimmers who need reliable coverage during surfing lessons or snorkeling adventures.

O’Neill Women’s Premium Skins UPF 50+ Long Sleeve Rash Guard

O’Neill’s Premium Skins delivers professional-grade sun protection with the comfort and performance you’d expect from a brand trusted by surfers worldwide.

Key Features and Benefits

UPF 50+ certified fabric blocks 98% of harmful UV rays while maintaining flexibility for active water sports. The premium synthetic blend resists chlorine degradation and features 360-degree stretch technology for unrestricted movement during swimming and surfing. Flatlock seams prevent chafing during extended wear, while the quick-dry construction ensures comfort after water activities.

Best Use Cases

Perfect for serious surfers and ocean swimmers who need reliable protection during multi-hour sessions. Ideal for tropical vacations and beach competitions where sunscreen alone isn’t practical. Works exceptionally well for fair-skinned athletes participating in water sports like paddleboarding, kayaking, and beach volleyball where constant sun exposure is unavoidable.

How to Care for Your Sun Protection Swimwear

Your UPF swimwear represents a significant investment in sun safety, but it’ll only deliver long-term protection with proper care.

Washing and Maintenance Tips

Rinse your sun protection swimwear immediately after each use with cool, fresh water. Salt water and chlorine break down UPF fibers faster than you’d expect.

Wash in cold water using mild detergent without fabric softeners or bleach. These chemicals create residue buildup that reduces UV-blocking effectiveness.

Air dry away from direct sunlight and avoid wringing or twisting the fabric. Heat from dryers permanently damages the protective fibers.

Extending the Life of UPF Fabrics

Store your UPF swimwear flat or loosely folded in a cool, dry place. Tight compression stretches protective fibers and creates weak spots.

Rotate between multiple suits if you swim frequently. Daily wear accelerates fabric breakdown, especially around high-stress areas like shoulders and straps.

Replace suits when fabric becomes thin or stretched. Even premium UPF materials lose protection after 40-60 wash cycles under normal use.

Conclusion

Protecting your skin while enjoying water activities doesn’t require sacrificing style or comfort. These seven sun-protective swimsuits prove that you can look great while keeping harmful UV rays at bay.

Your investment in UPF 50+ swimwear pays dividends in both immediate comfort and long-term skin health. You’ll spend more time enjoying the water and less time worrying about sunscreen reapplication or painful burns.

Remember that proper care extends your swimsuit’s protective life. With the right sun-protective swimwear in your collection you’re ready for any beach day pool session or tropical vacation that comes your way.

Frequently Asked Questions

What is UPF in swimwear and why does it matter?

UPF (Ultraviolet Protection Factor) measures how much UV radiation a fabric blocks. UPF 50+ blocks 98% of harmful UV rays, while regular swimwear only provides UPF 5-10, allowing 90-95% of rays through. This protection is crucial because UV exposure intensifies around water due to reflection from sand and water surfaces.

How is sun-protective swimwear better than regular sunscreen?

Sun-protective swimwear provides consistent UPF 50+ protection that doesn’t wash off or require reapplication. Traditional sunscreen can leave gaps in coverage, washes off despite “waterproof” claims, and needs frequent reapplication. UV swimwear eliminates these issues by offering reliable, all-day protection through specially treated fabrics.

What UPF rating should I look for in protective swimwear?

Look for UPF 50+ certification from recognized testing laboratories. Ratings below UPF 30 offer inadequate protection. UPF 50+ blocks 98% of harmful UV radiation and maintains this protection even when wet, making it the gold standard for sun-protective swimwear.

What fabric features make swimwear UV-protective?

Tightly woven synthetic fabrics treated with UV-absorbing chemicals provide superior protection. Quick-dry materials maintain UPF ratings when wet, while chlorine-resistant fabrics preserve protection after multiple pool sessions. Flatlock seams prevent chafing and ensure comfort during extended wear.

How should I care for my sun-protective swimwear?

Rinse immediately after use to remove salt and chlorine. Wash in cold water with mild detergent and air dry away from direct sunlight. Proper storage and rotating between suits extends lifespan. Even high-quality UPF materials lose effectiveness after 40-60 washes, so replace when protection diminishes.

Who benefits most from sun-protective swimwear?

Fair-skinned swimmers, children, and anyone spending extended time in water benefit most. It’s ideal for ocean swimming, water sports, tropical vacations, and situations where reapplying sunscreen is impractical. Parents supervising children at pools or beaches also find it invaluable for all-day protection.

Can I wear sun-protective swimwear for all water activities?

Yes, modern sun-protective swimwear is designed for versatility. From lap swimming and water aerobics to surfing and snorkeling, these garments offer unrestricted movement with 360-degree stretch technology while maintaining UPF 50+ protection throughout various water activities.

Does sun-protective swimwear work when wet?

Yes, quality sun-protective swimwear maintains its UPF 50+ rating even when wet. Unlike sunscreen that washes off, the UV protection is built into the fabric fibers through special treatments and tight weaving, ensuring consistent protection whether you’re in or out of the water.

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